All persons who require health services can receive them under Universal Health Coverage (UHC) without incurring undue financial hardship. As a result, each year, around 25 million households live in extreme poverty. Approximately 44 million households around the world are experiencing financial hardship as a result of healthcare costs. įurthermore, for the lower socioeconomic groups of society, out-of-pocket medical expenses result in significant financial hurdles and a poor quality of life in the home.
Several aspects of healthcare access, such as the availability of services, affordability, and transportation, as well as health literacy skills in communicating with healthcare providers and social support to facilitate decision-making, treatment adherence, and healthy behaviors, are among these factors. The numerous enabling elements must favorably converge for a healthcare consumer to make optimal use of the healthcare system. People use health-care services for a variety of reasons, including curing or treating illnesses and disorders, preventing or delaying future health problems, reducing pain and improving quality of life. Its institutional arrangements are meant to maximize its core tasks of revenue collecting, risk-sharing, and purchasing of health care services, and it operates based on solidarity and mutual help values. Community-based health insurance is a non-profit organization that aims to increase financial access to health care services while also protecting its members from the financial risks that come with the disease. Health insurance is a method of distributing the financial risk associated with the variation in individuals’ health-care expenses by pooling costs over time through prepayment and across people through risk pooling. Statistical Package for the Social Sciences UHC, This is an open access article distributed under the terms of the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited.ĭata Availability: All relevant data are within the paper and its Supporting information files.įunding: The author(s) received no specific funding for this work.Ĭompeting interests: The authors have declared that no competing interests exist.Ĭommunity-based Health Planning and Services CI, Received: FebruAccepted: JPublished: July 5, 2022Ĭopyright: © 2022 Dagnaw et al. PLoS ONE 17(7):Įditor: Gopal Ashish Sharma, IGMC: Indira Gandhi Medical College, INDIA (2022) Community-based health insurance, healthcare service utilization and associated factors in South Gondar Zone Northwest, Ethiopia, 2021: A comparative cross-sectional study.
Citation: Dagnaw FT, Azanaw MM, Adamu A, Ashagrie T, Mohammed AA, Dawid HY, et al.
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